Guyana Bank for Trade & Industry Limited (GBTI) and its subsidiaries closed the 2025 fiscal year with a stellar profit after tax of G$4.5 billion. The achievement was underpinned by a 17 % expansion in its loan portfolio and a 29 % rise in customer deposits, according to Chairman Suresh Beharry of the Edward Beharry Group. GBTI’s capital adequacy ratio stood at 16.42 %, underscoring robust financial resilience, prudent risk management, and operational strength.
In 2025, the bank rolled out a Digital Account Opening platform and streamlined retail loan onboarding, reducing onboarding time by 40 % and accelerating access to credit for SMEs. It also broadened its ATM and POS network, adding 50 new machines and reaching previously underserved regions.
“As Guyana’s economy thrives, buoyed by oil, gas, and non‑oil growth, GBTI remains focused on SME financing, cybersecurity, and governance,” Beharry said. The bank’s upgraded cybersecurity framework protects customers’ data amid rising cyber threats, while its governance initiatives reinforce transparency and accountability.
Beyond numbers, GBTI is committed to nation‑building, partnering with local educational institutions to finance micro‑enterprises and strengthen community development. The full 2025 financial statements will be released after the Annual General Meeting, positioning GBTI as a trusted partner for businesses and communities and redefining the future of banking in Guyana.
Source: newsroom.gy
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